Gurans Annual Cash Back Life Insurance Policy

We have introduced this policy with focus to customers, who have to make repayment of loans or to fulfill individual needs. In this policy, 4% of sum assured will be returned to the assured at completion of every year. On policy maturity date the remaining sum assured plus earned bonus will be returned to the policy holder. In case of death of assured is before the maturity of policy, full sum assured plus earned bonus will be returned to nominee.

First Policy issue date

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Key Feature

  • :: Minimum Entry Age : 18 Years
  • :: Maximum Entry Age : 55 Years
  • :: Minimum Policy Term: 10 Years
  • :: Maximum Policy Term: 20 Years
  • :: Maximum Maturity Age : 65 Years
  • :: Minimum Sum Assured: Rs. 500,000
  • :: Premium Payment Frequency : Yearly/Half Yearly/Quarterly


  • :: 4% of Sum Assured will be returned back to assured annually.
  • :: Bonus plus remaining sum assured will be paid to the assured after maturity.
  • :: Sum Assured plus bonus will be paid to nominated person in case of death of the assured as per the policy conditions.

Additional Benefits

  • :: Premium Waiver
  • :: Double Accident Benefit (up to 30 lakhs)
  • :: Monthly Income Benefit
  • :: Permanent Total Disability Benefit