Gurans Sanjeevani Agrim Bhuktani Jeevan Bima Yojana (Gurans Sanjeevani Pre-payment Insurance Policy)

sanjeevani

5% of Sum Assured is devided by 12 will be returned to the client after completing 5 years (aniversary date) from date of commencement in every month. Same payment will be continued till maturity of policy or death of assured. And, after completing 15 years (at aniversary date form commencement date) 50% of the sum assured plus bonus will be returned to the client. If the death of assured is earlier than the maturity of policy then, full/parcial sum assured plus bonus will be returned as per insurnce act.

First Policy issue date

  • :: 22-02-2011

Key Feature

  • :: Minimum Entry Age : 16 Years
  • :: Maximum Entry Age : 55 Years
  • :: Minimum Policy Term: 15 Years
  • :: Maximum Policy Term: 15 Years
  • :: Maximum Maturity Age : 70 Years
  • :: Minimum Sum Assured: Rs. 200 Thousand
  • :: Premium Payment Frequency : Yearly/Half Yearly/Quarterly

Benefits

  • :: Sum assured plus bonus in case of the maturity
  • :: Sum assured plus bonus will be paid to nominated person in case of death of the assured.
  • :: Loan facility
  • :: Tax benefits

Additional Benefits

  • :: Premium Waiver
  • :: Double Accident Benefit
  • :: Money Back
  • :: Monthly Income Benefit
  • :: Permanent Total Disability Benefit
  • :: Rider Benefit